Friday, 17 April 2015

PNB (Punjab National Bank) - SCHEMES FOR WOMEN

To meet gap in equity. The women entrepreneurs will be assisted for setting up of new projects in tiny /small scale sector and rehabilitation of viable sick SSI units. Existing tiny and small scale industrial units and service industries undertaking expansion, modernization technology up gradation & diversification can also be considered.

2. PNB MAHILA Samridhi Yojna
Under This Scheme, four schemes have been launched under the umbrella of one scheme. These are for purchase of required infrastructure for Setting up of
  • Tailoring shop/Boutique, i.e. for purchase of Sewing Machines, etc.
  • ISD/ STD Booths, i.e. for Security Deposits with MTNL/ other Agencies like Reliance/ Tata Indicom. etc., for purchase of Fax Machine, Xeroxing/ Photocopier Machine, etc.
  • Beauty Parlour, i.e. for purchase of Furniture, Chairs, Bench etc.
  • Cyber Cafe, i.e. for purchase of Computers and furniture like computer tables, chairs etc.  and for recurring expenditure as per the need of the activity
3. Scheme For Financing Creches
To provide support services for women empowerment to working women in terms of creches with necessary services by making cheaper and easier credit available for financing Creches. The women will be assisted for purchase of required infrastructure for setting up Creches like basic equipment, utensils, stationers, growth monitoring equipments, fridge, cooler/fan, water filter, etc. and for recurring expenditure for one month.

4. PNB Kalyani Card Scheme
For meeting working capital credit requirement of allied agricultural activities/ misc farm/non- farm activities either singly or in combination with other activities.The literate/illiterate women dwelling in rural / semi-urban areas who have attained the age of majority shall be eligible under the Scheme.  Such Women shall include individuals, farmers, landless labourers, agricultural labourers, tenant farmers, share croppers, lessee farmers, etc. The women desirous of undertaking non-farm sector activities should have aptitude/experience and capability for undertaking the activity chosen for self-employment.
5. PNB Mahila Sashaktikaran Abhiyan
Under this scheme, following concessions will be admissible
  • Interest rate to be relaxed by 0.25% in Non-Priority Sector Advances and 0.50% in Priority Sector advances
  • Margin to be reduced to 10%, wherever the margin requirement is more than 10%
  • Waiver of 50% upfront fee (wherever applicable)
Trade Related Entrepreneurship Assistance and Development (TREAD) Scheme
The scheme envisages extension of credit by the bank and grant by the Govt of India to NGOs for the benefit / on lending to women either through SHGs or individually for setting up of small & micro enterprises in non-farm sector.

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